Building the Future of Financial Stability for Hourly Workers.
America's financial system was built around salaried employees. Millions of hourly workers deserve the same financial confidence. Stabilize is creating the first Stability Account — helping employees experience predictable paychecks using their own earnings.
Why Stabilize?
More than 78 million hourly workers in the U.S. alone experience unpredictable income every pay period — a market historically underserved by mainstream financial products.
Income volatility drives overdraft fees, missed bills, financial stress, and preventable employee turnover. Stabilize addresses the root cause: unpredictable cash flow.
Employers fund Stabilize as a modern financial wellness benefit. Employees receive predictable paychecks while retaining ownership of every dollar they earn.
Stabilize starts with paycheck stabilization and expands into budgeting, savings, coaching, and adjacent financial services for the hourly workforce.
We're creating a new financial category.
We believe predictable income should be available to every hourly worker. This is more than another fintech application — it's foundational financial infrastructure.
A finished, working product — not a slide.
The Stabilize prototype is fully interactive today. Explore the same experience an hourly employee would see after their employer enrolls them.
- Predictable Paycheck DashboardEmployees see exactly what their next paycheck will be — every time.
- Stability ReserveA protected buffer that smooths high and low weeks using the employee's own earnings.
- Income ForecastingForward-looking visibility into upcoming paychecks and cash flow.
- Safe to SpendA clear, real-time number employees can rely on for budgeting decisions.
- Financial WellnessTools and insights designed specifically for hourly earners.
Building the foundation for predictable pay.
We've designed and built an interactive prototype that demonstrates the Stabilize experience for employers, employees, and investors.
We're actively speaking with hourly employees and employers to better understand income volatility and validate product-market fit.
We're inviting employees to express interest in bringing Stabilize to their workplace while beginning conversations with employers interested in pilot programs.
We're currently seeking forward-thinking employers who want to become early pilot partners and help shape the future of financial wellness.
We're beginning conversations with investors, advisors, and strategic partners who believe every hourly worker deserves predictable income.
Where we are and where we're headed.
- Customer Discovery
- Employee Interest Collection
- Employer Pilot Applications
- Payroll Integration Planning
- Pilot Launch
- Product Refinement
- Strategic Partnerships
- Initial Funding
- Market Expansion
Building with Customers, Not Assumptions.
Rather than building in isolation, Stabilize is being shaped through conversations with hourly employees, employers, and industry experts.
Our goal is to validate every assumption before scaling, ensuring we're solving a meaningful problem with a solution that delivers real value.
Every conversation helps us build a stronger company.
A staged path from pilots to platform.
Partner with mid-sized hourly employers to validate outcomes and refine onboarding.
Scale within high-density hourly industries — hospitality, healthcare, retail, and logistics.
Integrate with major payroll and HRIS platforms to distribute Stabilize at scale.
Expand into Fortune 1000 employers with dedicated financial wellness programs.
Layer in savings, budgeting, coaching, and adjacent services for the hourly workforce.
Multiple revenue layers, one platform.
Employers pay a per-employee subscription to offer Stabilize as a financial wellness benefit.
Optional budgeting, savings, coaching, and financial planning tools employees can upgrade to.
Long-term revenue opportunities through banking partnerships, interchange, and cash management.
Additional financial wellness products built on top of the Stability Account.
The infrastructure and demand have finally converged.
New payroll and HRIS APIs make employer-side integrations faster and safer than ever.
Employers are investing more in financial wellness benefits to retain hourly talent.
Tens of millions of hourly workers remain underserved by traditional financial products.
Hourly candidates increasingly weigh benefits — not just wages — when choosing employers.
Consumers now expect intuitive, mobile-first financial experiences from every provider.
Annabelle Blankemeyer
Annabelle brings experience in treasury management, payments consulting, and financial services. After working closely with businesses on complex payment solutions, she recognized a fundamental gap in how hourly employees experience financial stability. Stabilize was founded to help millions of workers gain predictable cash flow without changing how they earn their income.
What We're Focused On Right Now
Signing initial pilot partners across hospitality, healthcare, and retail.
Building demand-side momentum through employee referrals and workplace signups.
Continuously interviewing hourly employees and employers to sharpen the product.
Developing integrations with major payroll and HRIS platforms.
Iterating on onboarding, forecasting, and the Stability Reserve experience.
Assembling the strategic partners and capital needed to launch nationally.
Interested in Learning More?
We're currently speaking with strategic advisors, early-stage investors, fintech operators, and employer partners who share our vision of improving financial stability for hourly workers.
We're currently connecting with:
- Early-stage investors
- Fintech advisors
- Payroll and HR technology leaders
- Banking partners
- Employer pilot partners
If our mission resonates with you, we'd love to start a conversation.
Download the Stabilize Investor Deck
Vision, market, product, business model, and roadmap in one concise document.
Answers to the questions we hear most often.
How does Stabilize make money?+
Stabilize is primarily funded by employers through a per-employee subscription. Over time, additional revenue may come from premium employee features and financial infrastructure partnerships.
Why employers instead of consumers?+
Employers already have distribution, trust, and a direct incentive to reduce turnover and financial stress. Offering Stabilize as a benefit makes adoption fast and free for employees.
How is this different from earned wage access?+
Earned wage access lets employees pull already-earned pay early — often for a fee — which can worsen volatility. Stabilize smooths paychecks into a predictable amount using the employee's own earnings, with no loans and no fees for the worker.
Is this a lending product?+
No. Stabilize is not a loan, advance, or credit product. Employees always receive their own earned wages — Stabilize simply smooths the timing so paychecks feel predictable.
How is employee money protected?+
Employee funds are held in secure, regulated financial partner accounts. Employees retain full ownership and visibility of every dollar earned and reserved.
How large is the addressable market?+
There are more than 78 million hourly workers in the U.S., and employer spending on financial wellness benefits continues to grow. Adjacent markets include payroll, banking, and workforce management.
What makes Stabilize defensible?+
A category-defining product (the Stability Account), deep employer relationships, payroll integrations, and a growing data advantage on hourly income patterns create meaningful long-term moats.