Introducing the Stability Account

Predictable paychecks for hourly workers.

Stabilize helps hourly employees experience the consistency of a salary by automatically smoothing income using their own earnings. When paychecks are higher, extra earnings build a Stability Reserve. When paychecks are lower, the reserve fills the gap.

No loans. No debt. Just smarter cash flow management.

See how Stabilize can improve employee financial wellness and retention — experience the platform with our interactive product demo.

High Week
Employer Payroll
$1,665
More hours this week
Route excess
Stability Reserve
+ $415
Extra → Reserve
To paycheck
Low Week
Employer Payroll
$980
Fewer hours this week
Pull from reserve
Stability Reserve
− $270
Reserve → Fills gap
To paycheck
Either way
Predictable Paycheck
Every pay period, right on target
$1,250
FDIC insured reserves
No loans, no fees
1.5% APY on reserves
Built for hourly workers
Who is Stabilize for

A benefit employees actually use.

For Employers

Offer a benefit your employees will actually use.

Stabilize helps employers reduce financial stress while improving employee retention and recruiting.

  • Better employee retention
  • Reduced financial stress
  • Improved recruiting
  • Financial wellness benefit
  • Easy payroll integration
  • No payroll changes
Request a Pilot
For Employees

Take control of your cash flow.

Stabilize helps hourly workers turn unpredictable paychecks into a reliable, predictable income — without borrowing or debt.

  • Predictable paychecks
  • No loans or interest
  • Keep every dollar you earn
  • Automatic smoothing
  • Vacation and sick reserve
  • Free financial wellness tool
Bring Stabilize to My Workplace
The Problem

Hourly work shouldn't mean financial uncertainty.

Millions of employees experience unpredictable income simply because their work hours fluctuate. Bills remain predictable. Income doesn't.

Financial stress
Missed bills
Overdraft fees
Difficult budgeting
Employee turnover
The Solution

Meet the Stability Account.

The first account designed to protect cash flow for hourly workers. High paychecks move extra earnings into a Stability Reserve. Low paychecks are automatically supplemented — so every paycheck lands right on target.

High paycheck
Extra → Reserve
$1,665
Low paycheck
Reserve → Fills gap
$980
Result
Every pay period
$1,250
How it works

Four steps to a predictable paycheck.

01
Connect Payroll
Securely connect payroll information.
02
Analyze Income
Stabilize calculates a sustainable paycheck using historical earnings.
03
Build Your Reserve
Higher earnings automatically grow the employee's Stability Reserve.
04
Predictable Paychecks
Workers enjoy consistent income while owning every dollar they earn.
Interactive Demo

Step inside the Stabilize app.

Explore the live product — the Dashboard, Stability Reserve, Vacation Reserve, Forecast, and every screen an employee sees. Nothing simulated. Fully interactive.

Launch Interactive Demo
app.stabilize · Dashboard
Next Paycheck
$1,250.00
Arriving Friday · Stabilized
Stability Reserve
$3,420
Vacation Reserve
$680
Stability Score+4 this month
87
Our Vision

We're building more than a fintech app.

Checking accounts store money. Savings accounts grow money.

Stabilize created the Stability Account — the first account designed to protect cash flow for hourly workers.

We believe every employee deserves the confidence of knowing what their next paycheck will be.

This isn't just a new product. It's a new financial category.

Bring predictable pay to your workforce.

We're accepting a limited number of pilot employers.